Feeling Confu$ed About Money Decisions?

Phone a friend

Key Takeaways

  • Stick to your plan, use time and discipline to your advantage, and have confidants with whom you can discuss your goals.
  • Be sure to have short-term, intermediate-term and long-term goals set up—in separate portfolios if necessary.
  • Don’t check your investments more than once per quarter, and take frequent breaks from the news media.

The Four Horsemen of Marketing

Key Takeaways

  • If you’re a business owner, keep your unique position, differentiation, benefits and brand top of mind at all times—especially in your marketing efforts.
  • Are you filling an unmet need in the marketplace and clearly distinguishing yourself from the competition?
  • Can you clearly articulate the special benefits that clients or customers receive by using your product or service?

3 creative ways to stretch your retirement savings

rob-blog-post-11-28-16A HECM can help you “have enough” to retire

About 4 million Americans will enter retirement in the next year. While most look forward to this new phase of life, retirees also struggle with fear. According to survey results released by CNNMoney in August 2016, retiring Americans’ single greatest fear is running out of money to fund their needs in retirement.

The survey lists the various fears arising from financial uncertainty and the percentage of respondents stating which one they worried about the most:

Having an unplanned emergency – 38%

Having unplanned medical expenses due to illness or injury – 34%

Having insufficient savings to retire – 32%

Outliving retirement savings – 21%

Becoming a burden to adult children or other family members – 20%

Each of these represents a valid concern for those entering retirement. But retirees today face a number of other risks, as well, which can impact the success of their retirement plans:

Thanksgiving Facts to Share With Family and Friends


Thanksgiving is the time of year to surround yourself with the people you love and care about and do what the name suggests – give thanks for everyone and everything you have.

This Thanksgiving is an especially poignant one, being that it follows a few weeks after one of the most historic elections this nation has ever witnessed. It’s left a nation rather divided, and there’s a lot of healing between family and friends to be done. In a way, this Thanksgiving couldn’t have come at a better time.

In the spirit of providing you knowledge as we do every week with financial tips and tools, we thought we’d have a little fun and equip you with some interesting facts about Thanksgiving.