5 Stock Market Truths

Key Takeaways

  • There are many misconceptions when it comes to the stock market and what we believe to be true about how to successfully invest in it.
  • There are five main truths to keep in mind when thinking about the stock market.
  • If you are not certain how your portfolio stacks up to these truths and you want to check, contact us for a complimentary assessment.

Are Millennials Lazy, Entitled, and Unloyal?

Bridge the gap of understanding between yourself and Millennials

Key Takeaways

  • Like every generation, Millennials have collectively experienced events that have helped form who they are; 9/11, the advent of the internet, economic downturns and massive student debt have helped shape this generation.
  • Some characteristics of Millennials that are often attributed to laziness or entitlement are due to a lack of built-up wealth from outside circumstances.
  • We need to change the conversation in terms of working with the Millennial generation as they are the future workforce leaders and recipients of our assets and they do work hard; they just do so in a different way.

Love Golf? Read this before buying a dream home on the golf course

Understand generational shifts in hobbies and leisure time before you retire

21 years ago, I was asked to participate at a golf fundraiser for a faith-based organization in the western suburbs of Chicago. In the weeks leading up to the event, I frequented the driving range so I wouldn’t embarrass myself. The day of the event I didn’t do so well. My frustration affected my behavior, which was so bad I could have made Happy Gilmore blush. After that episode my wife told me never to golf again. I gave away my clubs and have been golf-free ever since!

I am an early member of Generation X (1966-1980). My generation is different from the generations ahead of me, the Baby Boomers (1946-1965) and Traditional (Pre-1945). What I have noticed is that many members of those generations truly enjoy the game of golf.  They will take the time and pay green fees to play round after round. They will plan vacations around it, and when nearing retirement, they will pay a premium to buy in to golf communities in Naples, FL or Scottsdale, AZ.

Not all email is the same. Five ways to identify if an email is a scam

Understand the threat of “spear phishing” and how to avoid it

Key Takeaways

  • Cybercriminal attacks are on the rise, and they are becoming more sophisticated in the ways they try to get your personal information from you.
  • Spear phishing is a technique used by cybercriminals to “bait” you in the form of an e-mail to get you to give you their information directly or indirectly.
  • There are five common types of spear phishing e-mails to look out for, but ultimately, if it doesn’t feel right, it probably isn’t.