Guidebook to Your Galaxy


End-of-life planning? Start at the beginning.

Key Takeaways·

  • In your estate planning guidebook, start with your final letter of instruction. This tells everybody who reads it what’s most important to you.
  • Essential end-of-life items include your powers of attorney for healthcare and property, your personal data and identifying your advisors.
  • Don’t forget about your digital legacy after you pass on. Someone must be assigned to handle your digital photos, videos and social media accounts.

5 Common Estate Planning Mistakes


Key Takeaways

  • Frequent estate planning mistakes include not funding your assets properly; having outdated documents, incorrect beneficiary designations, underfunded trusts and insufficient planning for a surviving spouse.
  • Many affluent investors and retirees forget about the implication of probate in their estate planning.
  • Estate planning is not a one-time exercise; you need to review your documents periodically to make sure they accurately reflect your wealth transfer goals and desires.

Perfectionism Is to Procrastination as Progress is to… ?


Overcoming the fear of failure will help you get through life’s tough transitions faster and more effectively

Key Takeaways

  • Constantly striving for perfection can lead to paralyzing procrastination.
  • You can’t make real progress and learn without embracing failure sometimes.
  • Involving close friends and family members in your big life transitions will dramatically speed your progress, help you recover from missteps and enable you stay positive.

Holiday Money


‘Tis the season to get those important conversations started with your family about money, wealth and estate plans.

Key Takeaways

  • With everyone gathered around, the Holidays are an ideal time to get the family together to discuss money issues—just make sure you do it the right way.
  • Three basics that most people need to understand about money are your balance sheet; your assets, and your cash flow.
  • Money can be a tough subject to bring up with family because there are so many emotions tied to it.