Five great reasons to work beyond 65 (only 1 is financial)

Quitting at 65 might be too soon even if you are financially secure

Key Takeaways

  • More people are working well after the official social security retirement age of 65.
  • Factors such as using our minds more than our bodies, being invaluable to our companies, needing more retirement income, not feeling fulfilled yet, and age being just a number, are all things that contribute to this shift in this view of retirement.
  • While an official retirement age may be arbitrary, it’s important to have a plan in place to ensure you have the money you need when you do decide to retire.

The Weirdest Person You Will Ever Meet

Five artificial intelligence (AI) technologies you’ll be meeting soon

Key Takeaways

  • Artificial Intelligence (AI) is exciting technology, but it is also very different, so it will take some time to get used to it.
  • Five kinds of AI that will disrupt the way we do things today deal with machine learning, investing, cognitive biases, sensors, and autonomous vehicles.
  • As technology advances, AI will become a bigger part of our lives, and will also disrupt the way businesses operate.

Where is the safest place to pull money in a down market?

The how, where and why of portfolio management

Key Takeaways

  • It can take a long time for your portfolio to recover if you don’t have your assets correctly allocated.
  • When there’s a down market cycle, look at areas of the market that are doing better than others and pull your money from those areas to ensure a faster recovery.
  • A safe withdrawal rate from your portfolio is 4% a year.

The 3 Key Steps to Making a College Funding Strategy

Minimize student debt and help the next generation succeed

Key Takeaways

  • Student debt is at the highest level it’s ever been, so funding for college is an important decision.
  • The three-stop process of planning, monitoring, and selecting a college can help you make a smart decision on how to fund your child’s college.
  • Up front planning and reaching out for help when you need it can help you make those smart decisions.